Individual Life and Health Insurance

Delivering Risk Profile Improvement Through Preventative Care And providing Human-Centric Support with Authentic Connections

Enhancing Insurance Portfolios

Across the globe, there is a growing concern about rising health costs and the increasing prevalence of non-communicable and preventable diseases. Effective lifestyle disease management is crucial.

We offer valuable services for individual life and health insurers, enhancing the insured customer journey by providing:

Preventative Solutions: We help insurers offer preventative solutions through emotional support, positioning them to improve the risk profile of their insurance portfolio.
Wellness Services: Our range of wellness services and mental health support aims to improve the quality and risk profile of a portfolio.
Emotional Support: We provide emotional support for insureds in case of claims.

Prevention

Policyholders are supported in maximizing their potential for leading emotionally healthy lives. Our clinicians offer emotional support via telephone, video, or in-person consultations to help people better manage stress and improve mental health. We support individuals at risk of burnout or suffering from anxiety and depression.

In addition to emotional support, we provide wellness coaching. Our certified coaches deliver support in more than 25 languages, guiding members towards healthier habits and behaviors that improve overall wellbeing. These programs are enhanced by the principles of the quantified self, encouraging individuals to track personal data—such as physical activity, nutrition, and mood patterns—to gain insights and make informed lifestyle changes. Common goals include weight management, nutrition, tobacco cessation, physical activity, stress management, and overall lifestyle improvement. These efforts lead to positive and measurable health and wellness outcomes, especially in cases of chronic conditions.

Intervention in Case of Claims

We also support policyholders in case of claims with strong emotional impacts, such as death, disability, critical illness, and long-term care. Our interventions address various outcomes, including behavioral, psychological, and health risk assessments.